Private Lending

Private Lender

Funds the Deal

Lender Receives

Documents

Securing the

Loan

Home is

Purchased

Lender Receives

Principal &

Interest

Home is

SOLD

Home is

Renovated

Benefits of Investing with Kismet Home Solutions, LLC

  • Much Higher Interest Rates

  • Title Insurance on the Loan

  • Secured by Deed of Trust

  • Short Term Notes

Private Lending vs. Traditional Savings

Risk vs. Reward

Money in the Bank

Real Estate Private Lending

$100,000 x 12% Interest

12 Month Term = $12,000 POI

*Backed by Real Estate Asset

$100,000 x 1% Interest

12 Month Term = $1,000 ROI

Past Private Money Lending and Hard Money Lending

1. Hard Money Lender

Property- 58 Heath Street, Newton NH

Loan toward Purchase $130,000 80% LTV

Loan toward Rehab..    $  70,000 100% Rehab

 

Total Loan  $200,000

 

Terms:

 

2 Points + 12% per annum w/ Additional 3 Points Exit Fee

 

*Interest Paid Monthly

 

Total Paid to Hard Money Lender - $34,000 on $200K for 12 months = 17%

1. Hard Money Lender

Property- 58 Heath Street, Newton NH

Loan toward Purchase $130,000 80% LTV

Loan toward Rehab..    $  70,000 100% Rehab

 

Total Loan  $200,000

 

Terms:

 

2 Points + 12% per annum w/ Additional 3 Points Exit Fee

 

*Interest Paid Monthly

 

Total Paid to Hard Money Lender - $34,000 on $200K for 12 months = 17%

2. Gap Funding; Private Money Lender

Loan - $40,000

 

Terms- 9% per annum w/6 months minimum guaranteed

 

*Interest Paid Monthly

 

Loan Paid in 10 Months

 

Total Interest Paid to Private Lender - $3,000

3. Hard Money Lender:

Property - 86 Main Street, Danville, NH (Purchase Price $160,000)

Loan Toward Purchase - $140,000

Loan Toward Rehab   -    $  38,000

 

Total Loan Amount -  $178,000

 

Terms: 2 Points + 13.5 per annum%

 

Project completed and closed in 4 Months 

 

Total Earned by Hard Money Lender for 4 months $11,570.00 

KHS Private Money Lending Packet

 

© 2017 by Kismet Home Solutions, LLC. Proudly created by SnapRoot Marketing

Send Us a Message

Phone: Tami-(603)-568-1152

            Keith-(603)-571-9732

kismethomesolutions@gmail.com

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P.O. Box 2400

Concord, NH 03302